Making a Non-Fault Accident Compensation Claim with Winns

If you've been involved in an accident, then you need to know whether you can claim for non-fault accident compensation.

At Winns, we work hard to take the pain and uncertainty out of making a non-fault car accident claim. As soon as you contact us, we will work to get you the help and support that you need.

That includes a like-for-like replacement hire vehicle, as well as any medical treatment that you may need (such as physiotherapy) to get your life back on track as quickly as possible. You can read about one of our successful cases, in which a client with life-altering injuries secured a large settlement, here.

If you are unsure about an aspect of non-fault accident claims, then you can find the answers to your questions on this page. However, if you are ready to launch your claim today then speak to our team via Live Chat (available 7am - 7pm every day), or use the button below to fill out our claim form:

Start your claim

What is a non-fault car accident claim?

Non-fault accident claims arise after an accident in which another road user was at fault.

Do non-fault accident claims affect no claims bonuses?

Seeking non-fault accident compensation should not affect your no-claims bonus, providing the incident is settled 100% in your favour and the claims costs are able to be recovered from the at-fault party.

It is important to note, however, that you will still need to declare the incident and its outcome to any future insurance company that you take out a policy with.

Testimonials

Winn Solicitors helps a huge number of people to make non-fault accident claims each year, and if you are considering making a non-fault car accident claim then we can help. With a five-star rating from client reviews on Trustpilot, you don't just have to take our word for it.

Super helpful and fast at what they do, Stephen was professional and polite, second time dealing with Winn solicitors within the year and I couldn't fault them at all. Very grateful. 

Chloe Rose Greathurst

From initially contacting Winns they have been great. I was talked through a few options at the beginning to see which one worked for me. I was given a case handler, George, who worked on my case throughout and managed to get the other side to settle. The service I have received from Winns has been outstanding - my emails have been responded to promptly and always answered any questions I’ve had. I would recommend anyone who has a case to use Winn Solicitors. Thanks George and the team at Winns.

Chris

Excellent service. Fast and efficient action immediately. Physio arranged and an engineer to look at my car within 24hrs. Highly recommend.

Mrs J Breeze

You can read another example of one of our successful cases here. To make a claim for non-fault accident compensation, call or use LiveChat to contact our team today.

Will my insurance go up after a non-fault accident claim?

Not in the majority of cases, but in some cases, your insurance premium may increase after a non-fault accident claim. While the collision itself was the fault of the third party or other road user, circumstances surrounding the incident could conceivably lead to more accidents in the future. These factors could be the concentration of traffic on the roads you travel on, and the times you travel, such as rush hour.

Do I have to pay excess on a non-fault claim?

If Winns settle your claim and it is 100% in your favour (i.e. there is no split liability), then there will be no excess to pay. Should your claim be dealt with on a split liability basis, then there may be an excess to pay, however, should this happen, Winns will do our utmost to recover those charges from the at-fault party.

My experience with Winn Solicitors has been outstanding. Never a long wait to speak to an actual person via the phone, polite and friendly employees with good work ethics.

William Jamieson

The overall experience I had was very positive. The conversation was well structured and I felt that I was being listened to as I did not feel I had to repeat myself. I felt that the person I dealt with was very empathetic to my situation, and I felt very supported throughout the whole process. I received the texts as informed and the instructions were very easy to follow.

Mrs R. Cryan

To make a non-fault car accident claim with Winns, simply call or use Live Chat to speak to a member of our team today, or use the button below to fill out our claim form:

Start your claim

FAQs

Can I get my car repaired after a non-fault claim without notifying my insurance company?

At Winns, we always recommend that you contact us before your insurer, as it allows us to better organise a like-for-like replacement hire vehicle and any medical treatment that you may need. We will then notify your insurer about your accident, but in some cases, they may also want to speak to you directly.

What do I do if a named driver had the non-fault accident?

When a named driver is involved in a non-fault accident, they are still entitled to make a claim for their injuries and/or other losses. If the vehicle owner wishes to pursue a separate claim for vehicle repairs/hire, then Winns are also able to help with this and can contact the owner to arrange hire and repairs.

Who pays the solicitors' fees after a non-fault accident?

Winns operates on a no win, no fee basis. This means that you won't have to pay a penny in legal fees should your claim be unsuccessful. If a settlement is agreed, then there may be deductions taken from your compensation in line with legal standards.

Can I claim after a non-fault accident in a courtesy car?

Non-fault accident claims can be made following a crash in a courtesy car. You may have to pay the excess to get the car replaced, but Winns will seek to recover this from the at-fault party as part of your claim.

I’m in the early stages, but so far Winn Solicitors have been amazing. Very reassuring and very efficient - vehicle repair and hire car arrangements have been made swiftly and without fuss. I feel like I’m in safe hands.

Sheena Bell

Very friendly and helpful staff handled all elements of my claim very well indeed. Rang a few times during the process with questions which were answered brilliantly. They are very approachable. Staff also showed compassion due to me being upset about the damage to my car due to the third party’s incompetence which was appreciated. Would recommend this firm unreservedly. Thank you Winn Solicitors.

Christopher Tunnicliffe